11 Best North Carolina Beach Towns to Live, According to Locals

North Carolina’s coastline has a certain magic to it—sunrise over the ocean, fresh seafood at local spots, and that laid-back lifestyle that just feels good. If you’re thinking about making the beach your home (or even your second home), you’re not alone. Many locals, like us, have already found our coastal haven, and we’re here to share the inside scoop on the best places to live near the beach in North Carolina, according to locals.

Whether you’re planning to relocate, retire, or just want a better view, this guide will walk you through 11 of the top beach towns—places locals love not just for their beauty, but for their strong communities, local charm, and year-round livability.

Thinking about making a move? The Huneycutt Group can help you protect your home, auto, or business with personalized insurance solutions designed for life near the coast. Let’s make sure you’re covered, so you can focus on enjoying the weather.

1. Wrightsville Beach

Location: Southeastern North Carolina, near Wilmington

Wrightsville Beach is renowned for its crystal-clear waters and wide sandy beaches. Locals appreciate the active lifestyle, with opportunities for surfing, paddleboarding, and jogging along “the loop,” a popular fitness trail. 

While it attracts tourists, the community maintains a welcoming, small-town feel. Nearby Wilmington is a busy hub of excitement and entertainment offering cultural events, shopping, and dining, providing the best of both worlds. ​

2. Oak Island

(photo credit: Margaret Rudd Realtors)

Location: Brunswick County, southeastern North Carolina

Oak Island offers a serene coastal environment with less tourist traffic compared to other beach towns. Residents enjoy expansive beaches, fishing piers, and a variety of local restaurants and fish markets. 

The island’s 10 miles of sandy shores provide ample space for relaxation and recreation. 

Nearby Southport adds to the charm with its historic sites and waterfront dining. ​

3. Corolla

(photo credit: Shoreline OBX)

Location: Northern Outer Banks

Corolla is famous for its wild horses and unspoiled beaches. The area is less commercialized, offering a peaceful retreat. Activities include climbing the Currituck Beach Lighthouse, exploring the Whalehead Club historic mansion, and enjoying water sports. 

While it sees seasonal tourists, the off-season is tranquil, allowing residents to enjoy the natural beauty. 

4. Duck

(photo credit: OBX Beach Vacations)

Location: Outer Banks, just south of Corolla.

Duck is known for its walkable village atmosphere and pet-friendly boardwalk along the Currituck Sound. Residents and visitors enjoy boutique shopping, local dining, and a variety of water activities. 

The town hosts the Duck Jazz Festival annually on Columbus Day weekend, fostering a strong sense of community. While popular among tourists, Duck maintains a relaxed, small-town charm. 

5. Salvo

(photo credit: National Park Service)

Location: Hatteras Island, part of the Outer Banks

Salvo offers a quiet, laid-back lifestyle with pristine beaches and access to the Pamlico Sound. It’s less touristy, providing a haven if you’re looking for some solitude. 

Outdoor enthusiasts enjoy kiteboarding, fishing, and exploring nearby wildlife refuges. The close-knit community values its natural surroundings and peaceful atmosphere. ​

6. Nags Head

(photo credit: Jockey Ridge State Park)

Location: Central Outer Banks

Nags Head combines classic beach charm with modern amenities. Locals love Jockey’s Ridge State Park, home to the tallest natural sand dunes on the East Coast, perfect for hang gliding and sunset views. The town offers a variety of dining and shopping options. 

While it attracts tourists, the community remains welcoming and vibrant year-round. ​

7. Southport

(photo credit: Columbia Metropolitan Magazine)

Location: Where the Cape Fear River meets the Atlantic Ocean

Southport exudes historic charm with its maritime heritage and picturesque waterfront. Residents enjoy exploring antique shops, dining at waterfront restaurants, and attending local festivals. 

The town has been a filming location for numerous movies, adding to its allure. While it sees visitors, Southport maintains a relaxed pace and strong community feel. 

8. Bald Head Island

(photo credit: Oak Island Vacation Rentals)

Location: Accessible by ferry from Southport

Bald Head Island offers a unique, car-free environment where golf carts and bicycles are the primary modes of transportation. Residents cherish the island’s commitment to preserving its natural beauty, including maritime forests and turtle nesting sites. 

The iconic “Old Baldy” lighthouse adds historical charm. The island’s exclusivity ensures a peaceful, close-knit community. 

9. Beaufort

(photo credit: Emerald Isle Realty)

Location: Carteret County, near Morehead City.

Beaufort, one of North Carolina’s oldest towns, has a rich history and vibrant waterfront. Locals enjoy strolling along Front Street, visiting the North Carolina Maritime Museum, and taking boat tours to nearby islands. 

The town’s historic charm and friendly community make it a desirable place to live, offering a variety of new home communities that blend coastal charm with modern amenities. While it attracts tourists, Beaufort retains its small-town appeal. 

10. Carolina Beach

(photo credit: Visit Wilmington)

Location: New Hanover County, near Wilmington.​

Carolina Beach offers a lively boardwalk, colorful murals, and a variety of local shops and restaurants. Residents appreciate the blend of beach town charm and modern amenities. 

The state park provides hiking trails and opportunities for bird watching. While it has a tourist season, the community remains active and welcoming year-round. ​

11. Figure Eight Island

(photo credit: The Carolina’s Finest)

Location: Just north of Wrightsville Beach, in New Hanover County.

Figure Eight Island is one of the most exclusive places to live on the North Carolina coast. This private, gated island has no commercial development—just luxury homes, pristine beaches, and privacy. Residents love it for its serenity, security, and unspoiled beauty.

Rub elbows with Hollywood’s elite here—many of the homeowners are high-profile figures who value discretion and a low-key lifestyle. If you’re a resident, you’ll enjoy boating in the Intracoastal Waterway, beachcombing on quiet shores, and social events at the private yacht club. 

It’s a peaceful retreat just minutes from Wilmington’s shopping, dining, and healthcare.

Ready To Make Move to the North Carolina Coast?

Whether you’re dreaming of quiet walks on uncrowded beaches or looking for a lively beachside community with year-round activity, North Carolina’s coast has a town that fits your lifestyle. And when you find the right place to call home, The Huneycutt Group is here to help protect it.

We’re your trusted local insurance agency, offering personalized coverage for home, auto, and business—so you can focus on living your best beach life. Our team understands the unique needs of coastal living and can help make sure you’re properly covered from day one.

Reach out today for a free consultation, and let’s make your move to the coast as smooth—and secure—as possible.

Best Places To Live Near The Beach In North Carolina: FAQ